Buy Now, Pay Later: Offering Uplift as an additional payment method with Checkfront Payments

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Allow your Customers to buy now and pay later via the Uplift additional payment method through Checkfront Payments.

 

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Which plans include this feature?

Legacy: Soho, Pro, Plus, Enterprise, Growth (Subscription)
Current: Growth (Online Booking Fee), Managed
→ Learn more about our current plans or how to change your plan.

Where can I find this feature using the top menu?

Manage > Ecommerce Setup > Payment tab > Checkfront Payments > Additional Payment Methods

What more do I need to use this feature?

• Account eligibility
  • Uplift is only available to Canadian and US accounts at this time.
  • You must have Checkfront Payments as your Payment Provider (on a supported plan).
  • Your merchant account must use one of the supported Merchant Category Codes. Learn more below.
• User access
  • You require Admin permissions to manage payments.
• Booking criteria
  • Uplift only appears as a payment option for bookings above $150 USD or $300 CAD.
  • Financing through Uplift is not available for bookings made on the same day as the booking start date.
  • For accounts that have deposits enabled, Uplift only appears if the Customer chooses to pay the full amount instead of the deposit for their booking.
  • Gift certificates are currently not compatible with Uplift.

 

Reach out to Customer Support to get started Please reach out to Customer Support today to get started! We can help you identify your Merchant Category and determine if you are eligible to use the Uplift integration. Once approved, we can enable the feature within your account.

 

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"Feel good about what you buy and how you pay for it with Uplift. Simple, no-surprise payments let you buy now and pay later. With Uplift, you can make thoughtful purchases now and pay over time in bite-sized installments." ~ Uplift

Buy Now, Pay Later powered by Uplift allows Customers to buy your offering and pay in monthly, interest-free installments. Uplift is an additional payment method like Apple Pay and Google Pay, already enabled on your account. 

 

Why choose to offer Buy Now, Pay Later powered by Uplift?

• Your Customers can buy now and repay their loan to Uplift in monthly installments.
• You get the full payment immediately if a Customer pays with Uplift. 
• Uplift services and manages the loan. You are not involved with the loan, payment terms, or loan payments.

 

Learn more about activating Checkfront Payments here: Setting up Checkfront Payments as your payment provider

 

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Uplift is enabled by default for eligible accounts with Checkfront Payments. You can follow these steps to access the setting.

1. From the Manage menu at the top of the page, select Ecommerce Setup.
2. Click on Checkfront Payments to open the setup modal.
3. Uplift is automatically selected by default under the Additional Payment Methods setting.

To disable Uplift, click the remove icon (x) next to the Uplift label and then click Update to save your changes.

 

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Uplift only displays as a payment option if the Customer pays the full amount of the invoice. 

Please follow these steps to ensure deposit settings are set to charge the full amount.

1. Go to Ecommerce Setup (Manage > Ecommerce Setup)
2. Under Customer Deposit Settings, choose to Charge customer full amount at time of booking.
3. Click Save to apply your changes.

 

With the option to Allow customer to optionally pay the full balance or deposit configured, Uplift only displays once your Customer chooses to pay in full. We recommend you disable this setting to ensure that Uplift is displayed prominently.

 

Learn more about configuring Ecommerce settings here: Configuring ecommerce settings for payment providers

 

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You can follow these steps to pay with Uplift from the Customer Booking pages.

1. Create your Checkfront booking.
2. Choose to pay in full with Uplift.
3. Provide your Mobile Number, Date of Birth, and Social Security Number (if you are a US resident) within the Uplift pop-up modal.
4. Click Let's Get Started to submit the information and start the application process.
5. Enter the verification code sent to your phone by SMS when prompted.
6. Review the Uplift offers presented.
7. Select an offer.
8. Read and agree to the loan and payment term agreements.
9. Choose to complete the booking.

The booking is then paid in full to the Operator by Uplift. The Customer then makes monthly installments to Uplift until their loan is paid.

 

Your Customers can manage and get loan support through the Uplift Borrower Portal. Answers to Customers' questions can be found here: Frequently asked questions

 

Uplift will auto-decline Customers outside of the United States and Canada as they can only do loans in those countries.

 

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You can report on transactions paid using Uplift and Checkfront Payments via the Transaction report.

 

Learn more about the Transaction report here: Reporting on transactions

 

You can find the Checkfront Payments transaction associated with a booking via the Transactions tab of the Booking Invoice. 

 

Learn more about the Transactions tab here: Viewing transaction details from booking invoices

 

The Uplift payment event is logged within the Log tab of the Booking Invoice and the Activity report.

 

Learn more about the logs here: Viewing booking logs from booking invoices Reporting on account activity

 

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Refunds work as they do today. You are paid in full and can refund any part of that payment. Full and partial refunds are supported.

1. When a Customer requests a refund, you need to process the refund through Checkfront. That amount automatically goes back to Uplift.
2. Uplift credits the Customer’s loan account accordingly within ten days.
3. The refund transaction is listed as an Uplift-related refund.

It's important to communicate refund timeline expectations with your Customers.

 

Learn more about refunding payments here: Refunding payments from booking invoices

 

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• How do I get started with Uplift?

  Please reach out to Customer Support today to get started! We can help you identify your Merchant Category and determine if you are eligible to use the Uplift integration. Once approved, we can enable the feature within your account.
  
  

• How do I get paid?

  You receive the full payment immediately if a Customer pays with Uplift. 
  
  

• Are there fees associated with Uplift?

  No, the Operator does not incur additional fees for using Uplift.
  .

• Do I have to sign an agreement/contract with Uplift?

  You do not have to sign a contract with Uplift. However, to access the additional payment method, you must use Checkfront Payments as your payment processor. Checkfront Payments requires that you sign an agreement.
  
  

• Can Customers pay partially with a Gift Certificate and Uplift?

  Uplift can only be used for full payments at this time. Gift certificates are not supported currently.
  
  

• Who are Uplift's lending partners?

  Uplift's lending partners are listed on their website.
  
  

• Uplift is not displaying on our bookings. What am I missing?

  Ensure that the booking meets the purchase amount prerequisites and that browser ad blockers are disabled.

  • Turning off the ad blocker in Chrome

  • Allow or block pop-ups on Safari on a Mac
    
    

• Where can I find the Checkfront Terms of Services

  You can find our Terms of Service here, including our Master Terms of Service and Payment Partners Terms of Service.
  
  

 

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A Merchant Category Code (MCC) is a four-digit number used to classify a business by the types of goods or services it provides. The MCC is set when you create your merchant account based on the information you provide during payment provider onboarding.

You can find your MCC within the Checkfront Payments modal (Manage > Ecommerce Setup > Payments > Checkfront Payments) beside the integration Status label. Hover over the name of your account to view your MCC with description.

The following is a list of MCCs supported by the Uplift integration through Checkfront Payments.

Cruise Reservations

Description	MCC
Local and Suburban Commuter Passenger Transportation, including Ferries	4111

 

Event Tickets

Description	MCC
Amusement Parks, Circuses, Carnivals, and Fortune Tellers	7996
Bands, Orchestras, and Miscellaneous Entertainers	7929
Bus Lines	4131
Caterers - Prepare and & Delivery	5811
Child Care Services	8351
Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters	7941
Cruise Lines	4411
Eating Places, Restaurants	5812
Elementary and Secondary Schools	8211
Health and Beauty Spas	7298
Management, Consulting, and Public Relations Services	7392
Medical and Dental Laboratories	8071
Photographic Studios	7221
Recreational and Sporting Camps	7032
Recreation Services-not elsewhere classified	7999
Schools and Educational Services	8299
Theatrical Producers (except Motion Pictures) and Ticket Agencies	7922
Tourist Attractions and Exhibits	7991
Trade and Vocational Schools	8249
Transportation Services	4789
Travel Agencies and Tour Operators	4722

 

Hotel Reservations

Description	MCC
Campgrounds and Trailer Parks	7033
Lodging-Hotels, Motels, Resorts	7011

 

Rentals

Description	MCC
Automobile and Truck Dealers–Sales, Service, Repairs, Parts and Leasing	5511
Automobile Rental Agency	7512
Bicycle Shop	5940
Boat Rentals	4457
Books, Periodicals and Newspapers (Business to Business MCC)	5192
Camera and Photographic Supply Stores	5946
Clothing Rental - Costumes, Uniforms and Formal Wear	7296
Clubs- Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf Courses	7997
Children's and Infants' Wear Stores	5641
Commercial Art, Graphics, Photography	7333
Computer Software Stores	5734
Dance Halls, Schools, and Studios	7911
Digital Goods - Applications (Excludes Games)	5817
Digital Goods - Audiovisual Media Including Books, Movies, and Music	5815
Equipment Rental and Leasing Services, Furniture Rental, Tool Rental	7394
Furniture, Home Furnishings, and Equipment Stores, except Appliances	5712
Golf Courses, Public	7992
Hobby, Toy and Game Stores	5945
Limousines and Taxicabs	4121
Marinas, Marine Service, and Supplies	4468
Men's and Women's Clothing Stores	5691
Motor Home and Recreational Vehicle Rentals	7519
Nurseries and Lawn and Garden Supply Stores	5261
Pet Shops, Pet Food, and Supplies	5995
Real Estate Agents and Managers	6513
Religious Organizations	8661
Sporting Goods Stores	5941
Truck and Utility Trailer Rentals	7513
Video Game Arcades and Establishments	7994

 

US Disclosure: Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 USD purchase required. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. Privacy Policy. Terms of Use. Uplift’s Address: 440 N. Wolfe Road, Sunnyvale, CA 94085

CA Disclosure: Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 31.99%. Minimum $300 CAD purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada. Privacy Policy. Terms of Use. Uplift Canada Address: 410 Adelaide Street West, Suite 220, Toronto, Ontario M5V 1S8